Max is a Lead Associate for the firm's Blockchain & Fintech Team and a member of the Consumer Finance Team.
Max counsels blockchain companies, fintech firms, banks, and other non-bank financial services providers on a broad range of regulatory matters, with a particular focus on consumer lending, payments, and bank–fintech partnerships. Max helps clients refine their business models to mitigate regulatory risk and maintain compliance with federal and state laws such as TILA, FCRA, UDAAP, and money transmitter statutes, with an eye towards maintaining profitability and operational stability.
Max's practice includes providing strategic compliance guidance on structuring, licensing, marketing, and servicing for consumer and B2B financial products and services. He has experience working with a broad range of financial products and services including credit cards, consumer-facing crypto products, mortgage lending, lender-placed insurance, solar lending, lead generation, Buy Now Pay Later, and earned wage access, among others. Max also drafts and negotiates agreements in connection with complex bank-fintech partnership arrangements, supports clients in responding to civil investigative demands issued by state and federal regulators, and assists companies to draft and revise policies and procedures to keep pace with evolving regulatory expectations.