Colleen McDonald is a seasoned securitization and structured finance lawyer who represents lenders and borrowers in both financing and capital markets transactions. She brings significant market know-how to leading transactions and counseling clients on effectively managing transactions through closing. Colleen is managing partner of the San Francisco office.
Working with banks, marketplace lenders and private lenders as well as borrowers and issuers, Colleen structures debt financing transactions utilizing cash-flow generating assets in all stages of development.
Clients know they can count on Colleen to lead and align her team with the client’s team, to proactively manage the transaction and communicate about client objectives and hotspots, to work efficiently and cost effectively, and to engage counterparties productively to get deals done.
Colleen advises financial companies in developing receivable products as well as advising on the appropriate organizational structures to own the assets with a view to optimizing access to earlier-stage financing, such as warehouse lines, and eventually accessing the capital markets through securitization. Colleen, and her colleagues in Sheppard’s Financial Services Group, help clients navigate the U.S. regulatory structure particularly as it relates to lending products.
In the securitization area, Colleen has represented both underwriters and issuers in asset-backed securitizations involving autos, credit cards, equipment and tax liens, as well as asset-backed commercial paper programs and medium-term note programs.
With extensive expertise in sales, purchases and financing of pools of residential mortgage loans, Colleen also works with a variety of lenders and borrowers/originators in relation to mortgage loan pools and servicing rights often utilizing Delaware statutory trusts.